---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-25-057444"
form_type: "8-K"
ticker: "GWRS"
cik: "0001434728"
company_name: "Global Water Resources, Inc."
filed_at: "2025-12-16T23:59:59+00:00"
generated_at: "2026-05-16T13:01:33.636764+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Global Water Resources secures $15M term loan from CoBANK at 5.49% fixed, maturing 2035

## Summary
- $15M term loan with fixed rate 5.49% p.a., interest payable semi-annually starting June 15, 2026.
- Maturity date December 10, 2035; prepayment subject to change-of-control provisions.
- Loan secured by pledges of equity interests in all direct/indirect subsidiaries and guaranteed by Global Water, LLC, West Maricopa Combine, and Global Water Holdings.
- Covenants include a debt service coverage ratio and dividend restriction below 1.25:1.00 coverage.
- Proceeds intended for general corporate purposes; customary defaults and remedies apply.

## SEC filing metadata
- accession: 0001628280-25-057444
- form_type: 8-K
- ticker: GWRS
- cik: 0001434728
- company_name: Global Water Resources, Inc.
- filed_at: 2025-12-16T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1434728/000162828025057444/0001628280-25-057444-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1434728/000162828025057444/gwrs-20251210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-25-057444
- JSON: https://secwatch.observer/filing/0001628280-25-057444.json
- Plain text: https://secwatch.observer/filing/0001628280-25-057444.txt

## Key facts
- Debt Financings
  Global Water Resources, Inc. incurred term loan of aggregate principal amount of $15,000,000 with CoBANK, ACB at fixed rate of 5.49% per annum maturing December 10, 2035.
  - Instrument: term loan
  - Principal: aggregate principal amount of $15,000,000
  - Counterparty: CoBANK, ACB
  - Rate: fixed rate of 5.49% per annum
  - Maturity: December 10, 2035
  - Event: incurrence
  source text: On December 10, 2025, Global Water Resources, Inc. (the “Company”) entered into a credit agreement (the “Credit Agreement”) with CoBANK, ACB, a federally-chartered instrumentality of the United States (“CoBANK”), and a related promissory note issued by the Company to CoBANK (the “Promissory Note” and together with the Credit Agreement, the “CoBANK Loan Agreements”), pursuant to which CoBANK provided the Company a term loan in the aggregate principal amount of $15,000,000 (the “Term Loan”) on the terms and subject to the conditions set forth in the CoBANK Loan Agreements.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1434728/000162828025057444/0001628280-25-057444-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.