---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-001749"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2026-01-12T23:59:59+00:00"
generated_at: "2026-05-16T10:52:23.170823+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# NewtekOne extends exchange offer for 5.50% Notes due 2026 to Jan 23, 2026

## Summary
- Exchange offer expiration extended to 5:00 p.m. ET on January 23, 2026; settlement expected January 28, 2026.
- Old 5.50% Notes due Feb 1, 2026 exchanged for new 8.50% Fixed Rate Senior Notes due 2031 at equal principal.
- Holders of Old Notes as of Jan 15 record date will receive final interest payment regardless of exchange.
- First interest payment on New Notes will net out amount paid from settlement to Feb 1, 2026 interest date.
- All other terms of the offer remain unchanged; Lucid Capital Markets is Dealer Manager.

## SEC filing metadata
- accession: 0001628280-26-001749
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2026-01-12T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000162828026001749/0001628280-26-001749-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000162828026001749/newt-20260112.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-001749
- JSON: https://secwatch.observer/filing/0001628280-26-001749.json
- Plain text: https://secwatch.observer/filing/0001628280-26-001749.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.