{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-001915","form_type":"8-K","ticker":"JPM","cik":"0000019617","company_name":"JPMORGAN CHASE & CO","filed_at":"2026-01-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.887404+00:00","generated_at":"2026-05-16T10:43:32.887145+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"JPMorgan 4Q25 net income $13.0B ($4.63 EPS); 2026 NII ex Markets guidance ~$95B","bullets":["Net income of $13.0B ($4.63 diluted EPS); excluding $2.2B Apple card reserve, EPS was $5.23.","Managed revenue $46.8B, up 7% YoY; NII ex Markets $23.9B, up 4% YoY; Markets revenue $8.2B, up 17%.","Credit costs $4.7B include $2.2B reserve for Apple card portfolio forward purchase commitment.","FY2025 net income $57.0B ($20.02 EPS), down 2% vs 2024; revenue $185.6B, up 3%.","2026 guidance: NII ex Markets ~$95B, adjusted expense ~$105B, Card Services NCO rate ~3.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-001915","json":"https://secwatch.observer/filing/0001628280-26-001915.json","markdown":"https://secwatch.observer/filing/0001628280-26-001915.md","text":"https://secwatch.observer/filing/0001628280-26-001915.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/19617/000162828026001915/0001628280-26-001915-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/19617/000162828026001915/jpm-20260113.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T10:43:32.887145+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}