---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-002899"
form_type: "8-K"
ticker: "BANC"
cik: "0001169770"
company_name: "BANC OF CALIFORNIA, INC."
filed_at: "2026-01-21T23:59:59+00:00"
generated_at: "2026-05-16T09:13:34.801566+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Banc of California Q4 diluted EPS $0.42, up 11% QoQ; full year EPS $1.17 vs $0.52

## Summary
- Q4 net earnings available to common stockholders $67.4M ($0.42 diluted EPS), vs $59.7M ($0.38) in Q3 2025.
- Full year 2025 net earnings $189.2M ($1.17 diluted EPS) vs $87.1M ($0.52) in 2024; adjusted EPS $1.35.
- Net interest margin 3.20% in Q4; total revenue $292.9M (+2% QoQ); pre-tax pre-provision income $112.3M (+10% QoQ).
- Total loans $25.2B, +15% annualized in Q4; noninterest-bearing deposits $7.8B, +11% annualized.
- Book value per share $19.56 (+2% QoQ); tangible book value $17.51 (+3% QoQ); CET1 ratio 10.01%.

## SEC filing metadata
- accession: 0001628280-26-002899
- form_type: 8-K
- ticker: BANC
- cik: 0001169770
- company_name: BANC OF CALIFORNIA, INC.
- filed_at: 2026-01-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1169770/000162828026002899/0001628280-26-002899-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1169770/000162828026002899/banc-20260121.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-002899
- JSON: https://secwatch.observer/filing/0001628280-26-002899.json
- Plain text: https://secwatch.observer/filing/0001628280-26-002899.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.