secwatch.observer — SEC 8-K summary
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Issuer:     BANC OF CALIFORNIA, INC. (BANC)
CIK:        0001169770
Form:       8-K
Filed at:   2026-01-21T23:59:59+00:00
Accession:  0001628280-26-002899
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Banc of California Q4 diluted EPS $0.42, up 11% QoQ; full year EPS $1.17 vs $0.52
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- Q4 net earnings available to common stockholders $67.4M ($0.42 diluted EPS), vs $59.7M ($0.38) in Q3 2025.
- Full year 2025 net earnings $189.2M ($1.17 diluted EPS) vs $87.1M ($0.52) in 2024; adjusted EPS $1.35.
- Net interest margin 3.20% in Q4; total revenue $292.9M (+2% QoQ); pre-tax pre-provision income $112.3M (+10% QoQ).
- Total loans $25.2B, +15% annualized in Q4; noninterest-bearing deposits $7.8B, +11% annualized.
- Book value per share $19.56 (+2% QoQ); tangible book value $17.51 (+3% QoQ); CET1 ratio 10.01%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1169770/000162828026002899/0001628280-26-002899-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1169770/000162828026002899/banc-20260121.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-002899

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