{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-002992","form_type":"8-K","ticker":"ACNB","cik":"0000715579","company_name":"ACNB CORP","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.532223+00:00","generated_at":"2026-05-16T09:07:02.367407+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ACNB reports record 2025 net income of $37.1M, Q4 EPS $1.04 vs $0.77 YoY","bullets":["Full-year diluted EPS of $3.60, up from $2.65 in 2024; Q4 diluted EPS of $1.04 vs $0.77 a year ago.","Fully taxable-equivalent net interest margin widened to 4.23% for 2025 from 3.79% in 2024.","Quarterly dividend raised 19% to $0.38 per share; 21% stock price increase in calendar 2025.","Acquisition of Traditions Bancorp completed Feb 1, 2025; included $74.6M securities repositioning with $2.8M after-tax loss.","Non-performing loans to total loans edged up to 0.46% from 0.40%; net charge-offs remained low at 0.01%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-002992","json":"https://secwatch.observer/filing/0001628280-26-002992.json","markdown":"https://secwatch.observer/filing/0001628280-26-002992.md","text":"https://secwatch.observer/filing/0001628280-26-002992.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/715579/000162828026002992/0001628280-26-002992-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/715579/000162828026002992/acnb-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:07:02.367407+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}