Heritage Financial Q4 net income $22.2M ($0.65 EPS); Olympic acquisition approved, closing Jan 31

HERITAGE FINANCIAL CORP /WA/

2025-FY EPS reported $1.96

Net income $22.2M ($0.65 diluted EPS) vs Q3 $19.2M ($0.55) and Q4 2024 $11.9M ($0.34); adjusted EPS $0.66
Net interest margin expanded to 3.72% (up 8 bps QoQ); deposits up $62.7M (1.1%); cost of deposits down to 1.83%
Declared regular cash dividend of $0.24 per share on January 16, 2026
Received regulatory and shareholder approvals to acquire Olympic Bancorp; close expected on or about January 31, 2026

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