Business First Bancshares Q4 net income $21M, FY2025 EPS $2.79; dividend $0.15

Business First Bancshares, Inc.

2025-FY EPS reported $2.79 revenue$10,704,000

Q4 GAAP net income $21.0M ($0.71 diluted EPS); core net income $23.5M ($0.79).
FY2025 net income $82.5M ($2.79 diluted EPS), up $0.53 YoY; core $83.5M ($2.83).
Quarterly common dividend $0.15/share, payable Feb. 28, 2026; preferred $18.75/share.
Loans grew $168.4M (+2.8% QoQ); deposits $191.7M (+2.95%). NIM stable at 3.71%.
NPL ratio rose to 1.24% from single $25.8M CRE credit; tangible book value $23.36.

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