{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-003075","form_type":"8-K","ticker":"CWBC","cik":"0001127371","company_name":"Community West Bancshares","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.590750+00:00","generated_at":"2026-05-16T08:40:39.423262+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Community West Q4 net income $11.2M ($0.58 EPS); merger with USB announced, dividend declared","bullets":["Net income $11.17M ($0.58 diluted EPS) vs $6.90M ($0.36) in Q4 2024, up 62% YoY.","Net interest margin improved to 4.24% from 3.95% YoY.","Definitive merger agreement with United Security Bancshares signed Dec 17, 2025; expected close Q2 2026, combined assets ~$5B.","Quarterly cash dividend of $0.12 per share declared, payable Feb 20, 2026 to holders of record Feb 6, 2026.","Total deposits up 6.34% YTD; gross loans up 8.85% YTD."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-003075","json":"https://secwatch.observer/filing/0001628280-26-003075.json","markdown":"https://secwatch.observer/filing/0001628280-26-003075.md","text":"https://secwatch.observer/filing/0001628280-26-003075.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1127371/000162828026003075/0001628280-26-003075-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1127371/000162828026003075/cvcy-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:40:39.423262+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}