---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-003075"
form_type: "8-K"
ticker: "CWBC"
cik: "0001127371"
company_name: "Community West Bancshares"
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T08:40:39.423262+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Community West Q4 net income $11.2M ($0.58 EPS); merger with USB announced, dividend declared

## Summary
- Net income $11.17M ($0.58 diluted EPS) vs $6.90M ($0.36) in Q4 2024, up 62% YoY.
- Net interest margin improved to 4.24% from 3.95% YoY.
- Definitive merger agreement with United Security Bancshares signed Dec 17, 2025; expected close Q2 2026, combined assets ~$5B.
- Quarterly cash dividend of $0.12 per share declared, payable Feb 20, 2026 to holders of record Feb 6, 2026.
- Total deposits up 6.34% YTD; gross loans up 8.85% YTD.

## SEC filing metadata
- accession: 0001628280-26-003075
- form_type: 8-K
- ticker: CWBC
- cik: 0001127371
- company_name: Community West Bancshares
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1127371/000162828026003075/0001628280-26-003075-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1127371/000162828026003075/cvcy-20260122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-003075
- JSON: https://secwatch.observer/filing/0001628280-26-003075.json
- Plain text: https://secwatch.observer/filing/0001628280-26-003075.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.