secwatch.observer — SEC 8-K summary
======================================

Issuer:     Community West Bancshares (CWBC)
CIK:        0001127371
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0001628280-26-003075
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Community West Q4 net income $11.2M ($0.58 EPS); merger with USB announced, dividend declared
--------------------------------------------------------------------------------

- Net income $11.17M ($0.58 diluted EPS) vs $6.90M ($0.36) in Q4 2024, up 62% YoY.
- Net interest margin improved to 4.24% from 3.95% YoY.
- Definitive merger agreement with United Security Bancshares signed Dec 17, 2025; expected close Q2 2026, combined assets ~$5B.
- Quarterly cash dividend of $0.12 per share declared, payable Feb 20, 2026 to holders of record Feb 6, 2026.
- Total deposits up 6.34% YTD; gross loans up 8.85% YTD.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1127371/000162828026003075/0001628280-26-003075-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1127371/000162828026003075/cvcy-20260122.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-003075

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer