{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-003101","form_type":"8-K","ticker":"EBC","cik":"0001810546","company_name":"Eastern Bankshares, Inc.","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.261845+00:00","generated_at":"2026-05-16T08:52:32.961027+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Eastern Bankshares Q4 net income $99.5M; completes HarborOne merger, dividend $0.13","bullets":["Q4 net income $99.5M ($0.46 diluted); operating net income $94.7M ($0.44); ROA 1.36%.","Loans grew $4.7B linked-quarter to $23.6B, including $255M organic growth and $4.5B from HarborOne merger.","HarborOne merger completed Nov 1, 2025; added ~$4.5B loans and $4.3B deposits at fair value.","Dividend declared $0.13/share payable Mar 20, 2026; repurchased 3.1M shares for $55.4M in Q4.","NPLs rose to $172.3M (0.75% of loans) primarily from acquired HarborOne loans; allowance 1.44%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-003101","json":"https://secwatch.observer/filing/0001628280-26-003101.json","markdown":"https://secwatch.observer/filing/0001628280-26-003101.md","text":"https://secwatch.observer/filing/0001628280-26-003101.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1810546/000162828026003101/0001628280-26-003101-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1810546/000162828026003101/ebc-20260122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:52:32.961027+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}