secwatch.observer — SEC 8-K summary
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Issuer:     Eastern Bankshares, Inc. (EBC)
CIK:        0001810546
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0001628280-26-003101
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eastern Bankshares Q4 net income $99.5M; completes HarborOne merger, dividend $0.13
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- Q4 net income $99.5M ($0.46 diluted); operating net income $94.7M ($0.44); ROA 1.36%.
- Loans grew $4.7B linked-quarter to $23.6B, including $255M organic growth and $4.5B from HarborOne merger.
- HarborOne merger completed Nov 1, 2025; added ~$4.5B loans and $4.3B deposits at fair value.
- Dividend declared $0.13/share payable Mar 20, 2026; repurchased 3.1M shares for $55.4M in Q4.
- NPLs rose to $172.3M (0.75% of loans) primarily from acquired HarborOne loans; allowance 1.44%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1810546/000162828026003101/0001628280-26-003101-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1810546/000162828026003101/ebc-20260122.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-003101

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