---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-003421"
form_type: "8-K"
ticker: "NEWT"
cik: "0001587987"
company_name: "NewtekOne, Inc."
filed_at: "2026-01-26T23:59:59+00:00"
generated_at: "2026-05-16T07:57:03.112960+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# NewtekOne exchange offer expires with 8.29% participation; waives minimum condition

## Summary
- Only $7.88M of $95M outstanding 5.50% Notes due 2026 (8.29%) were tendered by expiration.
- Company waived the 10% minimum condition and accepted all tendered old notes.
- Settlement expected Jan 28, 2026; remaining $87.12M of old notes to be repaid on Feb 1, 2026 maturity.
- Exchange offer swapped old 5.50% notes for new 8.50% Fixed Rate Senior Notes due 2031.

## SEC filing metadata
- accession: 0001628280-26-003421
- form_type: 8-K
- ticker: NEWT
- cik: 0001587987
- company_name: NewtekOne, Inc.
- filed_at: 2026-01-26T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1587987/000162828026003421/0001628280-26-003421-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1587987/000162828026003421/newt-20260123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-003421
- JSON: https://secwatch.observer/filing/0001628280-26-003421.json
- Plain text: https://secwatch.observer/filing/0001628280-26-003421.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.