{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-003427","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.080223+00:00","generated_at":"2026-05-16T07:54:20.412406+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Home Bancorp reports Q4 2025 earnings: net income $11.4M, EPS $1.46, declares $0.31 dividend","bullets":["Net income of $11.4 million, or $1.46 per diluted share, down 8% from Q3 2025.","Loans grew $38.1 million to $2.7 billion; core deposits increased $24.5 million.","Net interest margin decreased to 4.06% from 4.10% in the prior quarter.","Board declared a quarterly cash dividend of $0.31 per share, payable Feb 20, 2026.","Nonperforming assets rose to $36.1 million (1.03% of assets) due to two loan relationships."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-003427","json":"https://secwatch.observer/filing/0001628280-26-003427.json","markdown":"https://secwatch.observer/filing/0001628280-26-003427.md","text":"https://secwatch.observer/filing/0001628280-26-003427.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026003427/0001628280-26-003427-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026003427/hbcp-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-16T07:54:20.412406+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}