---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-003427"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2026-01-26T23:59:59+00:00"
generated_at: "2026-05-16T07:54:20.412406+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp reports Q4 2025 earnings: net income $11.4M, EPS $1.46, declares $0.31 dividend

## Summary
- Net income of $11.4 million, or $1.46 per diluted share, down 8% from Q3 2025.
- Loans grew $38.1 million to $2.7 billion; core deposits increased $24.5 million.
- Net interest margin decreased to 4.06% from 4.10% in the prior quarter.
- Board declared a quarterly cash dividend of $0.31 per share, payable Feb 20, 2026.
- Nonperforming assets rose to $36.1 million (1.03% of assets) due to two loan relationships.

## SEC filing metadata
- accession: 0001628280-26-003427
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2026-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000162828026003427/0001628280-26-003427-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000162828026003427/hbcp-20260126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-003427
- JSON: https://secwatch.observer/filing/0001628280-26-003427.json
- Plain text: https://secwatch.observer/filing/0001628280-26-003427.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.