{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-003507","form_type":"8-K","ticker":"WAL","cik":"0001212545","company_name":"WESTERN ALLIANCE BANCORPORATION","filed_at":"2026-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.655682+00:00","generated_at":"2026-05-16T07:27:04.913049+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Western Alliance Q4 net income $293M, EPS $2.59, PPNR $429M; record revenues","bullets":["Q4 net income $293.2M ($2.59 EPS), up 12.6% QoQ; FY net income $990.6M ($8.73 EPS), up 25.8% YoY.","Q4 pre-provision net revenue $428.7M (+$34.9M QoQ); full year PPNR $1.4B (+25.9% YoY).","Net interest margin 3.51% (down 2bp QoQ); efficiency ratio 55.7% improved from 57.4%.","HFI loans grew $2.0B in Q4 to $58.7B; total deposits $77.2B; loan-to-deposit ratio 76.0%.","Tangible book value per share $61.29, up 17.3% YoY; CET1 ratio 11.0%; share repurchases $57.5M in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-003507","json":"https://secwatch.observer/filing/0001628280-26-003507.json","markdown":"https://secwatch.observer/filing/0001628280-26-003507.md","text":"https://secwatch.observer/filing/0001628280-26-003507.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1212545/000162828026003507/0001628280-26-003507-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1212545/000162828026003507/wal-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:27:04.913049+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}