{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-003716","form_type":"8-K","ticker":"ORRF","cik":"0000826154","company_name":"ORRSTOWN FINANCIAL SERVICES INC","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.786042+00:00","generated_at":"2026-05-16T07:15:24.862676+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Orrstown Financial Q4 net income $21.5M; raises quarterly dividend to $0.30","bullets":["Net income $21.5M ($1.11 diluted EPS) for Q4; annual net income $80.9M ($4.18 EPS), record high.","Adjusted annual diluted EPS $4.28, up from $3.76 in 2024.","Net interest margin 4.00% for Q4; loans grew $41M (4% annualized).","Board declared dividend $0.30/share, payable Feb 17, 2026, a $0.03 increase.","Tangible book value per share $25.21, up from $24.12; TCE ratio 9.0%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-003716","json":"https://secwatch.observer/filing/0001628280-26-003716.json","markdown":"https://secwatch.observer/filing/0001628280-26-003716.md","text":"https://secwatch.observer/filing/0001628280-26-003716.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/826154/000162828026003716/0001628280-26-003716-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/826154/000162828026003716/orrf-20260127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:15:24.862676+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}