secwatch.observer — SEC 8-K summary
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Issuer:     ORRSTOWN FINANCIAL SERVICES INC (ORRF)
CIK:        0000826154
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0001628280-26-003716
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Orrstown Financial Q4 net income $21.5M; raises quarterly dividend to $0.30
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- Net income $21.5M ($1.11 diluted EPS) for Q4; annual net income $80.9M ($4.18 EPS), record high.
- Adjusted annual diluted EPS $4.28, up from $3.76 in 2024.
- Net interest margin 4.00% for Q4; loans grew $41M (4% annualized).
- Board declared dividend $0.30/share, payable Feb 17, 2026, a $0.03 increase.
- Tangible book value per share $25.21, up from $24.12; TCE ratio 9.0%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/826154/000162828026003716/0001628280-26-003716-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/826154/000162828026003716/orrf-20260127.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-003716

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer