secwatch.observer — SEC 8-K summary
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Issuer:     NewtekOne, Inc. (NEWT)
CIK:        0001587987
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0001628280-26-004111
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NewtekOne reports FY2025 EPS $2.21/$2.18, revenue up 10.6% to $284.8M; guides 2026 midpoint $2.35
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- Q4 2025 basic/diluted EPS $0.65 vs $0.70/$0.69 in Q4 2024; FY2025 EPS $2.21/$2.18 vs $1.97/$1.96 in FY2024.
- Total revenue 2025 of $284.8M (+10.6% YoY); pre-tax net income $80.0M (+16.4% YoY).
- Book value per share $12.19 (+15.9% YoY); tangible book value $11.68 (+24.4% YoY).
- Efficiency ratio improved to 58.3% from 63.2% in 2024; ROAE 16.6%, ROTCE 19.0% for 2025.
- 2026 EPS guidance midpoint $2.35/share, implying ~8% growth from FY2025 actual $2.18 diluted.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1587987/000162828026004111/0001628280-26-004111-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1587987/000162828026004111/newt-20260129.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-004111

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