{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-004168","form_type":"8-K","ticker":"CVCO","cik":"0000278166","company_name":"CAVCO INDUSTRIES, INC.","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.315958+00:00","generated_at":"2026-05-16T06:37:29.947544+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"confidence":"high","headline":"Cavco Q3 EPS $5.58, down 19.1%; revenue up 11.3% to $581M; closes American Homestar deal","bullets":["Net income of $44.1M, down 22% YoY; diluted EPS $5.58 vs $6.90.","Revenue $581M, up 11.3% driven by home sales volume (+3.2%) and higher ASP (+8.0% to $106,971).","Factory-built housing gross margin fell to 21.7% from 23.6%; financial services margin rose to 65.2%.","American Homestar contributed $42M revenue, 343 homes, and $6.9M incremental SG&A; $2.9M deal costs in quarter.","Stock repurchases of ~$44M in quarter; ~$98M remaining under authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-004168","json":"https://secwatch.observer/filing/0001628280-26-004168.json","markdown":"https://secwatch.observer/filing/0001628280-26-004168.md","text":"https://secwatch.observer/filing/0001628280-26-004168.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/278166/000162828026004168/0001628280-26-004168-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/278166/000162828026004168/cvco-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:37:29.947544+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}