---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-004168"
form_type: "8-K"
ticker: "CVCO"
cik: "0000278166"
company_name: "CAVCO INDUSTRIES, INC."
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:37:29.947544+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cavco Q3 EPS $5.58, down 19.1%; revenue up 11.3% to $581M; closes American Homestar deal

## Summary
- Net income of $44.1M, down 22% YoY; diluted EPS $5.58 vs $6.90.
- Revenue $581M, up 11.3% driven by home sales volume (+3.2%) and higher ASP (+8.0% to $106,971).
- Factory-built housing gross margin fell to 21.7% from 23.6%; financial services margin rose to 65.2%.
- American Homestar contributed $42M revenue, 343 homes, and $6.9M incremental SG&A; $2.9M deal costs in quarter.
- Stock repurchases of ~$44M in quarter; ~$98M remaining under authorization.

## SEC filing metadata
- accession: 0001628280-26-004168
- form_type: 8-K
- ticker: CVCO
- cik: 0000278166
- company_name: CAVCO INDUSTRIES, INC.
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/278166/000162828026004168/0001628280-26-004168-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/278166/000162828026004168/cvco-20260129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-004168
- JSON: https://secwatch.observer/filing/0001628280-26-004168.json
- Plain text: https://secwatch.observer/filing/0001628280-26-004168.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.