{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-005088","form_type":"8-K","ticker":"KREF","cik":"0001631596","company_name":"KKR Real Estate Finance Trust Inc.","filed_at":"2026-02-03T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.692347+00:00","generated_at":"2026-05-16T05:20:16.206907+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"KREF reports Q4 net loss of $0.49/share; CECL allowance rises $43.7M on risk-rated 5 loans","bullets":["Net loss of $32.0M in Q4 ($0.49 diluted EPS); full year loss $69.9M ($1.05/share).","Distributable Earnings (non-GAAP) of $14.4M ($0.22/diluted share) in Q4; full year $26.3M ($0.39).","CECL allowance increased $43.7M in Q4 to $204.1M ($3.15/share), primarily for risk-rated 5 loans.","Book value per share fell to $13.04 from $13.78 in prior quarter; dividend held at $0.25/share.","Liquidity $887M; new $250M term lending and £300M credit agreements entered in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-005088","json":"https://secwatch.observer/filing/0001628280-26-005088.json","markdown":"https://secwatch.observer/filing/0001628280-26-005088.md","text":"https://secwatch.observer/filing/0001628280-26-005088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1631596/000162828026005088/0001628280-26-005088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1631596/000162828026005088/kref-20260203.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T05:20:16.206907+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}