---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-005458"
form_type: "8-K"
ticker: "AFL"
cik: "0000004977"
company_name: "AFLAC INC"
filed_at: "2026-02-04T23:59:59+00:00"
generated_at: "2026-05-16T05:07:34.908350+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Aflac Q4 net earnings $1.4B ($2.64/diluted), adjusted EPS $1.57; dividend raised 5.2%

## Summary
- Q4 total revenues $4.9B (-9.9% YoY); net earnings $1.4B ($2.64/diluted) vs $1.9B ($3.42) a year ago.
- Adjusted earnings $818M; adjusted diluted EPS $1.57, up 0.6% YoY on 5.9% fewer shares.
- First-quarter dividend increased 5.2% to $0.61/share, payable March 2, 2026 to holders of record Feb 18.
- Aflac Japan Q4 sales rose 15.7% YoY to ¥19.9B ($129M); U.S. net earned premiums +4.0% to $1.5B.
- Repurchased $800M in shares during Q4; $3.5B for full year; 114.3M shares remain authorized.

## SEC filing metadata
- accession: 0001628280-26-005458
- form_type: 8-K
- ticker: AFL
- cik: 0000004977
- company_name: AFLAC INC
- filed_at: 2026-02-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/4977/000162828026005458/0001628280-26-005458-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/4977/000162828026005458/afl-20260204.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-005458
- JSON: https://secwatch.observer/filing/0001628280-26-005458.json
- Plain text: https://secwatch.observer/filing/0001628280-26-005458.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.