{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-006634","form_type":"8-K","ticker":"ACRE","cik":"0001529377","company_name":"Ares Commercial Real Estate Corp","filed_at":"2026-02-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.341882+00:00","generated_at":"2026-05-16T03:34:43.412061+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"ACRE Q4 GAAP net loss of $3.9M; full-year loss $0.9M; dividend maintained at $0.15","bullets":["Q4 GAAP net loss of $3.9M ($0.07/diluted share); Distributable Earnings of $8.5M ($0.15/share).","Full-year 2025 GAAP net loss of $0.9M ($0.02/share); Distributable Earnings loss of $6.7M ($0.12/share).","Collected $572M in loan repayments during 2025; closed $150M new loan commitments post-year-end.","Declared Q1 2026 dividend of $0.15/share, payable April 15, 2026 to holders of record March 31, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-006634","json":"https://secwatch.observer/filing/0001628280-26-006634.json","markdown":"https://secwatch.observer/filing/0001628280-26-006634.md","text":"https://secwatch.observer/filing/0001628280-26-006634.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529377/000162828026006634/0001628280-26-006634-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529377/000162828026006634/acre-20260210.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:34:43.412061+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}