---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-006634"
form_type: "8-K"
ticker: "ACRE"
cik: "0001529377"
company_name: "Ares Commercial Real Estate Corp"
filed_at: "2026-02-10T23:59:59+00:00"
generated_at: "2026-05-16T03:34:43.412061+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# ACRE Q4 GAAP net loss of $3.9M; full-year loss $0.9M; dividend maintained at $0.15

## Summary
- Q4 GAAP net loss of $3.9M ($0.07/diluted share); Distributable Earnings of $8.5M ($0.15/share).
- Full-year 2025 GAAP net loss of $0.9M ($0.02/share); Distributable Earnings loss of $6.7M ($0.12/share).
- Collected $572M in loan repayments during 2025; closed $150M new loan commitments post-year-end.
- Declared Q1 2026 dividend of $0.15/share, payable April 15, 2026 to holders of record March 31, 2026.

## SEC filing metadata
- accession: 0001628280-26-006634
- form_type: 8-K
- ticker: ACRE
- cik: 0001529377
- company_name: Ares Commercial Real Estate Corp
- filed_at: 2026-02-10T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529377/000162828026006634/0001628280-26-006634-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529377/000162828026006634/acre-20260210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-006634
- JSON: https://secwatch.observer/filing/0001628280-26-006634.json
- Plain text: https://secwatch.observer/filing/0001628280-26-006634.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.