---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-008158"
form_type: "8-K"
ticker: "SWKHL"
cik: "0001089907"
company_name: "SWK Holdings Corp"
filed_at: "2026-02-13T23:59:59+00:00"
generated_at: "2026-05-16T02:42:41.155290+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# SWK Holdings reduces credit facility from $10M to $7.5M, amends covenants

## Summary
- Aggregate credit commitments reduced from $10.0M to $7.5M via Seventh Amendment effective Feb 12, 2026.
- Financial covenants amended to exclude Royalties Disposition and a one-time Dec 31, 2025 portfolio reclassification adjustment through Mar 31, 2026.
- Borrower repaid all obligations to Woodforest National Bank pursuant to a payoff letter.
- Borrower represents no Event of Default exists and reconfirms collateral liens in favor of First Horizon Bank.
- All other Credit Agreement terms remain unchanged and in full force.

## SEC filing metadata
- accession: 0001628280-26-008158
- form_type: 8-K
- ticker: SWKHL
- cik: 0001089907
- company_name: SWK Holdings Corp
- filed_at: 2026-02-13T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1089907/000162828026008158/0001628280-26-008158-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1089907/000162828026008158/swkh-20260213.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-008158
- JSON: https://secwatch.observer/filing/0001628280-26-008158.json
- Plain text: https://secwatch.observer/filing/0001628280-26-008158.txt

## Source-grounded claims
- claim_id: c6bec208f0c5f22cebadfc3ce0a60313e62c3b3f
  claim: SWK Holdings Corp amended credit facility of $7.5 million with First Horizon Bank.
  evidence_excerpt: On February 12, 2026, SWK Holdings Corporation (the “Company”), SWK Funding LLC, First Horizon Bank and the financial institutions party thereto entered into a Seventh Amendment to Credit Agreement (the “Amendment”), which amended the Credit Agreement, dated as of June 28, 2023 (as amended by the Amendment, the “Credit Agreement”), by and among the Company, SWK Funding LLC, the lenders party thereto and First Horizon Bank as a lender and agent, in order to, effective as of February 12, 2026, amend the financial covenants and reduce the aggregate commitments thereunder from $10.0 million to $7.5 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1089907/000162828026008158/0001628280-26-008158-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.