{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-010866","form_type":"8-K","ticker":"BOW","cik":"0002002473","company_name":"Bowhead Specialty Holdings Inc.","filed_at":"2026-02-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.972109+00:00","generated_at":"2026-05-16T00:55:32.155145+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bowhead Q4 gross written premiums up 21.3% to $224.1M; FY adjusted EPS $1.65","bullets":["Q4 net income $14.8M ($0.44 diluted EPS); adjusted net income $15.5M ($0.47 diluted).","Full-year gross written premiums +24.0% to $862.8M; adjusted net income +30% YoY.","Expense ratio improved to 29.1% in Q4 (FY: 29.8%) from 31.4% in FY 2024.","Investment income rose 35.8% in Q4 to $16.6M (FY: +44.1% to $57.8M).","CEO guides ~20% GWP growth in 2026 led by Casualty; digital platform Baleen generated $21M+ premiums in first full year."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-010866","json":"https://secwatch.observer/filing/0001628280-26-010866.json","markdown":"https://secwatch.observer/filing/0001628280-26-010866.md","text":"https://secwatch.observer/filing/0001628280-26-010866.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2002473/000162828026010866/0001628280-26-010866-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2002473/000162828026010866/bow-20260224.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T00:55:32.155145+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}