secwatch.observer — SEC 8-K summary
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Issuer:     Bowhead Specialty Holdings Inc. (BOW)
CIK:        0002002473
Form:       8-K
Filed at:   2026-02-24T23:59:59+00:00
Accession:  0001628280-26-010866
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bowhead Q4 gross written premiums up 21.3% to $224.1M; FY adjusted EPS $1.65
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- Q4 net income $14.8M ($0.44 diluted EPS); adjusted net income $15.5M ($0.47 diluted).
- Full-year gross written premiums +24.0% to $862.8M; adjusted net income +30% YoY.
- Expense ratio improved to 29.1% in Q4 (FY: 29.8%) from 31.4% in FY 2024.
- Investment income rose 35.8% in Q4 to $16.6M (FY: +44.1% to $57.8M).
- CEO guides ~20% GWP growth in 2026 led by Casualty; digital platform Baleen generated $21M+ premiums in first full year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2002473/000162828026010866/0001628280-26-010866-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2002473/000162828026010866/bow-20260224.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-010866

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer