---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-011644"
form_type: "8-K"
ticker: "TWFG"
cik: "0002007596"
company_name: "TWFG, Inc."
filed_at: "2026-02-25T23:59:59+00:00"
generated_at: "2026-05-16T00:30:06.643283+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.78
calibrated_materiality_score: 0.78
confidence: "high"
source: SEC EDGAR
---

# TWFG Q4 revenues +33% to $68.8M, Adj. EBITDA +57%, authorizes $50M buyback, guides 15-20% revenue growth for 2026

## Summary
- Q4 total revenue $68.8M (+33% YoY); net income $14.4M vs $8.2M; Adj. EBITDA $21.7M (+56.9%).
- Full year revenue $247.1M (+21.3%); net income $39.8M; diluted EPS $0.51; adj. diluted EPS $0.88.
- Organic revenue growth 11.7% in Q4 (11.6% FY); improving retention and new business across lines.
- Board authorized $50M share repurchase program; acquisitions of Loften Wells Insurance and Asset Protection Insurance announced.
- 2026 guidance: revenue $285-300M (15-20% growth); Adj. EBITDA margin 22-25%; organic growth 10-15%.

## SEC filing metadata
- accession: 0001628280-26-011644
- form_type: 8-K
- ticker: TWFG
- cik: 0002007596
- company_name: TWFG, Inc.
- filed_at: 2026-02-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.78
- calibrated_materiality_score: 0.78
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007596/000162828026011644/0001628280-26-011644-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007596/000162828026011644/twfg-20260225.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-011644
- JSON: https://secwatch.observer/filing/0001628280-26-011644.json
- Plain text: https://secwatch.observer/filing/0001628280-26-011644.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.