secwatch.observer — SEC 8-K summary
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Issuer:     TWFG, Inc. (TWFG)
CIK:        0002007596
Form:       8-K
Filed at:   2026-02-25T23:59:59+00:00
Accession:  0001628280-26-011644
Event type: earnings
Sentiment:  positive
Materiality: 0.78
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TWFG Q4 revenues +33% to $68.8M, Adj. EBITDA +57%, authorizes $50M buyback, guides 15-20% revenue growth for 2026
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- Q4 total revenue $68.8M (+33% YoY); net income $14.4M vs $8.2M; Adj. EBITDA $21.7M (+56.9%).
- Full year revenue $247.1M (+21.3%); net income $39.8M; diluted EPS $0.51; adj. diluted EPS $0.88.
- Organic revenue growth 11.7% in Q4 (11.6% FY); improving retention and new business across lines.
- Board authorized $50M share repurchase program; acquisitions of Loften Wells Insurance and Asset Protection Insurance announced.
- 2026 guidance: revenue $285-300M (15-20% growth); Adj. EBITDA margin 22-25%; organic growth 10-15%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2007596/000162828026011644/0001628280-26-011644-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2007596/000162828026011644/twfg-20260225.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-011644

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer