---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-012348"
form_type: "8-K"
ticker: "RC"
cik: "0001527590"
company_name: "Ready Capital Corp"
filed_at: "2026-02-26T23:59:59+00:00"
generated_at: "2026-05-15T23:33:43.161347+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ready Capital Q4 2025 GAAP loss per share $(1.46); sells $855M loans

## Summary
- GAAP loss from continuing ops $(1.46) per share; distributable loss $(0.43) per share.
- Distributable loss before realized losses $(0.09) per share.
- Book value $8.79 per share as of Dec 31, 2025.
- Subsequent: sold 34 loans with $855.3M UPB; retired 5.75% notes due Feb 2026.
- LMM originations $235M; SBL originations $140M in Q4.

## SEC filing metadata
- accession: 0001628280-26-012348
- form_type: 8-K
- ticker: RC
- cik: 0001527590
- company_name: Ready Capital Corp
- filed_at: 2026-02-26T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1527590/000162828026012348/0001628280-26-012348-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1527590/000162828026012348/rc-20260226.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-012348
- JSON: https://secwatch.observer/filing/0001628280-26-012348.json
- Plain text: https://secwatch.observer/filing/0001628280-26-012348.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.