---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-013273"
form_type: "8-K"
ticker: "TREE"
cik: "0001434621"
company_name: "LendingTree, Inc."
filed_at: "2026-03-02T23:59:59+00:00"
generated_at: "2026-05-15T22:35:22.543269+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# LendingTree Q4 revenue record $319.7M (+22% YoY); GAAP net income $144.7M includes $146.4M tax benefit

## Summary
- Revenue $319.7M (+22% YoY); VMM $92.0M (+6%).
- GAAP net income $144.7M ($10.27 diluted) includes $146.4M tax benefit; adjusted EPS $(0.39).
- Insurance segment revenue $214.6M (+25% YoY) drove record Q4.
- Q1 2026 guidance: revenue $317-325M, AEBITDA $39-41M.
- Net leverage improved to 2.4x from 3.5x at year-end 2024.

## SEC filing metadata
- accession: 0001628280-26-013273
- form_type: 8-K
- ticker: TREE
- cik: 0001434621
- company_name: LendingTree, Inc.
- filed_at: 2026-03-02T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1434621/000162828026013273/0001628280-26-013273-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1434621/000162828026013273/tree-20260302.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-013273
- JSON: https://secwatch.observer/filing/0001628280-26-013273.json
- Plain text: https://secwatch.observer/filing/0001628280-26-013273.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.