{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-016659","form_type":"8-K","ticker":"KPLT","cik":"0001785424","company_name":"Katapult Holdings, Inc.","filed_at":"2026-03-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.170386+00:00","generated_at":"2026-05-15T14:55:43.790104+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Katapult Q4 2025 revenue $73.9M (+17%), net income $19.8M; pending Aaron's merger on track","bullets":["Q4 gross originations $77.9M (+3.7% YoY); full year $278.5M (+17.3%). Excluding home furnishings, Q4 originations +14.2%.","Q4 net income $19.8M vs loss $9.6M; adjusted EBITDA $5.4M vs loss $1.1M. Write-offs 9.6% of revenue.","Full year net income $1.4M vs loss $25.9M; adjusted EBITDA $12.4M vs $4.8M. Revenue $291.8M (+18%).","Pending merger with Aaron's/CCF expected to close Q2 2026; KPLT holders to own 6% of combined co.","Company not providing outlook due to pending transaction; customers showed signs of stress in holiday season."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-016659","json":"https://secwatch.observer/filing/0001628280-26-016659.json","markdown":"https://secwatch.observer/filing/0001628280-26-016659.md","text":"https://secwatch.observer/filing/0001628280-26-016659.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1785424/000162828026016659/0001628280-26-016659-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1785424/000162828026016659/kplt-20260311.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T14:55:43.790104+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}