---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-016659"
form_type: "8-K"
ticker: "KPLT"
cik: "0001785424"
company_name: "Katapult Holdings, Inc."
filed_at: "2026-03-11T23:59:59+00:00"
generated_at: "2026-05-15T14:55:43.790104+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Katapult Q4 2025 revenue $73.9M (+17%), net income $19.8M; pending Aaron's merger on track

## Summary
- Q4 gross originations $77.9M (+3.7% YoY); full year $278.5M (+17.3%). Excluding home furnishings, Q4 originations +14.2%.
- Q4 net income $19.8M vs loss $9.6M; adjusted EBITDA $5.4M vs loss $1.1M. Write-offs 9.6% of revenue.
- Full year net income $1.4M vs loss $25.9M; adjusted EBITDA $12.4M vs $4.8M. Revenue $291.8M (+18%).
- Pending merger with Aaron's/CCF expected to close Q2 2026; KPLT holders to own 6% of combined co.
- Company not providing outlook due to pending transaction; customers showed signs of stress in holiday season.

## SEC filing metadata
- accession: 0001628280-26-016659
- form_type: 8-K
- ticker: KPLT
- cik: 0001785424
- company_name: Katapult Holdings, Inc.
- filed_at: 2026-03-11T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1785424/000162828026016659/0001628280-26-016659-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1785424/000162828026016659/kplt-20260311.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-016659
- JSON: https://secwatch.observer/filing/0001628280-26-016659.json
- Plain text: https://secwatch.observer/filing/0001628280-26-016659.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.