---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-017204"
form_type: "8-K"
ticker: "ACNB"
cik: "0000715579"
company_name: "ACNB CORP"
filed_at: "2026-03-12T23:59:59+00:00"
generated_at: "2026-05-15T14:27:45.700011+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# ACNB issues $15M of 5.875% subordinated notes due 2036

## Summary
- Sold $15M in aggregate principal of 5.875% fixed-to-floating rate subordinated notes due March 15, 2036.
- Notes priced at 100% of face value; interest fixed at 5.875% until March 2031, then SOFR plus 245 bps.
- Proceeds for general corporate purposes, including possible redemption of outstanding 4.00% notes due 2031.
- Notes intended to qualify as Tier 2 capital under Federal Reserve Board guidelines.
- Notes are unsecured, subordinated, and not redeemable before March 15, 2031 except in limited circumstances.

## SEC filing metadata
- accession: 0001628280-26-017204
- form_type: 8-K
- ticker: ACNB
- cik: 0000715579
- company_name: ACNB CORP
- filed_at: 2026-03-12T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715579/000162828026017204/0001628280-26-017204-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715579/000162828026017204/acnb-20260312.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-017204
- JSON: https://secwatch.observer/filing/0001628280-26-017204.json
- Plain text: https://secwatch.observer/filing/0001628280-26-017204.txt

## Source-grounded claims
- claim_id: 7b0d364864344c9ab340f3823f52facbad9eafbb
  claim: ACNB CORP incurred senior notes of $15,000,000 in aggregate principal amount with certain institutional accredited investors and qualified institutional buyers at 5.875% fixed-to-floating rate maturing March 15, 2036.
  evidence_excerpt: the Company sold and issued $15,000,000 in aggregate principal amount of its 5.875% fixed-to-floating rate subordinated notes due March 15, 2036
  evidence_url: https://www.sec.gov/Archives/edgar/data/715579/000162828026017204/0001628280-26-017204-index.htm
- claim_id: 3de1408818e216bbea33ebf08c4d829bb28e0f03
  claim: ACNB CORP entered into Subordinated Note Purchase Agreements with certain institutional accredited investors and qualified institutional buyers valued at $15,000,000 (effective 2026-03-12).
  evidence_excerpt: On March 12, 2026, ACNB Corporation (the "Company"), entered into Subordinated Note Purchase Agreements (the "Purchase Agreements") with certain institutional accredited investors and qualified institutional buyers (the "Purchasers") pursuant to which the Company sold and issued $15,000,000 in aggregate principal amount of its 5.875% fixed-to-floating rate subordinated notes due March 15, 2036
  evidence_url: https://www.sec.gov/Archives/edgar/data/715579/000162828026017204/0001628280-26-017204-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.