{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-017501","form_type":"8-K","ticker":"BETR","cik":"0001835856","company_name":"Better Home & Finance Holding Co","filed_at":"2026-03-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.455207+00:00","generated_at":"2026-05-15T12:39:15.361914+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Better Home Q4 revenue $44M (+77% YoY); Tinman AI funded volume $646M, above guidance","bullets":["Revenue $44M (+77% YoY); net loss $40M vs $59M loss in Q4 2024 (33% improvement).","Funded Loan Volume grew 56% YoY vs industry 4%; Tinman AI platform funded $646M (exceeded $600M guidance).","Tinman partnerships grew ~100% month-over-month; less than 1% of partners' customer base reached.","Launched partnership with Intuit Credit Karma; over 30,000 mortgage pre-approvals in 5 months.","Reaffirmed Loan Volume and Adjusted EBITDA breakeven outlook; introduced Q1 2026 guidance."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-017501","json":"https://secwatch.observer/filing/0001628280-26-017501.json","markdown":"https://secwatch.observer/filing/0001628280-26-017501.md","text":"https://secwatch.observer/filing/0001628280-26-017501.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026017501/0001628280-26-017501-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1835856/000162828026017501/betr-20260313.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T12:39:15.361914+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}