{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-022016","form_type":"8-K","ticker":"FTHM","cik":"0001753162","company_name":"Fathom Holdings Inc.","filed_at":"2026-03-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.076050+00:00","generated_at":"2026-05-15T08:24:47.543046+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Fathom Holdings reports Q4 2025 revenue down 1.2% YoY; full-year revenue up 25.4% to $420.5M","bullets":["Q4 2025 revenue $90.6M vs $91.7M in Q4 2024; brokerage revenue down 3.2%, mortgage up 70%, title up 38.5%.","Full-year 2025 GAAP net loss $20.3M ($0.72/sh) vs $21.6M ($1.07/sh) in 2024; Adjusted EBITDA loss improved to $4.0M from $5.7M.","Total transactions in 2025 up 14.6% to 42,405; Q4 transactions down 14.2% to 8,501; agent network declined 1.2% to ~14,135.","Company withholds Q1 2026 guidance; plans to release 2026 guidance in Q2 2026 earnings release.","Received $2.0M loan from Bed Bath & Beyond due April 2027; divested location tech business; appointed Lori Muller as President."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-022016","json":"https://secwatch.observer/filing/0001628280-26-022016.json","markdown":"https://secwatch.observer/filing/0001628280-26-022016.md","text":"https://secwatch.observer/filing/0001628280-26-022016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1753162/000162828026022016/0001628280-26-022016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1753162/000162828026022016/fthm-20260330.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T08:24:47.543046+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"67c6a2584b40023bba5f09df7b418acd361e2bac","claim":"Fathom Holdings Inc. reported the fourth quarter ended December 31, 2025 results: revenue $90.6 million, net income $6.7 million, EPS $0.21 per share.","evidence_excerpt":"growth, improved profitability, and greater operating leverage over time.” Fourth Quarter 2025 Financial Highlights – March Update • Fathom’s total revenue decreased 1.2% to $90.6 million for the fourth quarter of 2025, down from $91.7 million in the fourth quarter of 2024. • B rokerage revenue decreased by 3.2% to $84.9 million for the fourth quarter of 2025,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1753162/000162828026022016/0001628280-26-022016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2025"},{"label":"Revenue","value":"$90.6 million"},{"label":"Net income","value":"$6.7 million"},{"label":"EPS","value":"$0.21 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"70ed8bc13430190dc0e4746b5d0b58c774405563","claim":"Fathom Holdings Inc. reported the full year ended December 31, 2025 results: revenue $420.5 million, net income $20.3 million, EPS $0.72 per share.","evidence_excerpt":"the fourth quarter and full year ended December 31, 2025. “During 2025, we continued executing our strategy and strengthening the foundation of the Fathom platform, generating $420 million in revenue, representing 25% year-over-year growth, while total transactions increased nearly 15%,” said Marco Fregenal, President and Chief Executive Officer of Fathom Holdings.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1753162/000162828026022016/0001628280-26-022016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year ended December 31, 2025"},{"label":"Revenue","value":"$420.5 million"},{"label":"Net income","value":"$20.3 million"},{"label":"EPS","value":"$0.72 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}