secwatch.observer — SEC 8-K summary
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Issuer:     Fathom Holdings Inc. (FTHM)
CIK:        0001753162
Form:       8-K
Filed at:   2026-03-30T23:59:59+00:00
Accession:  0001628280-26-022016
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fathom Holdings reports Q4 2025 revenue down 1.2% YoY; full-year revenue up 25.4% to $420.5M
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- Q4 2025 revenue $90.6M vs $91.7M in Q4 2024; brokerage revenue down 3.2%, mortgage up 70%, title up 38.5%.
- Full-year 2025 GAAP net loss $20.3M ($0.72/sh) vs $21.6M ($1.07/sh) in 2024; Adjusted EBITDA loss improved to $4.0M from $5.7M.
- Total transactions in 2025 up 14.6% to 42,405; Q4 transactions down 14.2% to 8,501; agent network declined 1.2% to ~14,135.
- Company withholds Q1 2026 guidance; plans to release 2026 guidance in Q2 2026 earnings release.
- Received $2.0M loan from Bed Bath & Beyond due April 2027; divested location tech business; appointed Lori Muller as President.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1753162/000162828026022016/0001628280-26-022016-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1753162/000162828026022016/fthm-20260330.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-022016

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