{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-026028","form_type":"8-K","ticker":"HBCP","cik":"0001436425","company_name":"HOME BANCORP, INC.","filed_at":"2026-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.285843+00:00","generated_at":"2026-05-15T05:19:08.673514+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Home Bancorp Q1 net income $11.4M ($1.45 EPS), NIM expands to 4.16%, dividend $0.31","bullets":["Net income $11.4M, diluted EPS $1.45 vs $1.46 prior quarter; ROA 1.30%.","Net interest margin rose 10bp to 4.16% on lower deposit costs.","Loans fell $15.9M (0.6%) to $2.73B; deposits grew $54M (1.8%) to $3.03B.","Nonperforming assets increased to $39.9M (1.12% of assets) from $36.1M; provision $922K.","Declared quarterly dividend $0.31/share, payable May 15, record May 4; repurchased 4,332 shares at avg $58."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-026028","json":"https://secwatch.observer/filing/0001628280-26-026028.json","markdown":"https://secwatch.observer/filing/0001628280-26-026028.md","text":"https://secwatch.observer/filing/0001628280-26-026028.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026026028/0001628280-26-026028-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026026028/hbcp-20260420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:19:08.673514+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6df488225c6d16552e72693673e3c7b59bed54ae","claim":"HOME BANCORP, INC. reported the first quarter of 2026 results: net income $11.4 million, EPS $1.45 per diluted common share.","evidence_excerpt":"reported financial results for the first quarter of 2026. For the quarter, the Company reported net income of $11.4 million, or $1.45 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1436425/000162828026026028/0001628280-26-026028-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2026"},{"label":"Net income","value":"$11.4 million"},{"label":"EPS","value":"$1.45 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}