---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-026028"
form_type: "8-K"
ticker: "HBCP"
cik: "0001436425"
company_name: "HOME BANCORP, INC."
filed_at: "2026-04-20T23:59:59+00:00"
generated_at: "2026-05-15T05:19:08.673514+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Home Bancorp Q1 net income $11.4M ($1.45 EPS), NIM expands to 4.16%, dividend $0.31

## Summary
- Net income $11.4M, diluted EPS $1.45 vs $1.46 prior quarter; ROA 1.30%.
- Net interest margin rose 10bp to 4.16% on lower deposit costs.
- Loans fell $15.9M (0.6%) to $2.73B; deposits grew $54M (1.8%) to $3.03B.
- Nonperforming assets increased to $39.9M (1.12% of assets) from $36.1M; provision $922K.
- Declared quarterly dividend $0.31/share, payable May 15, record May 4; repurchased 4,332 shares at avg $58.

## SEC filing metadata
- accession: 0001628280-26-026028
- form_type: 8-K
- ticker: HBCP
- cik: 0001436425
- company_name: HOME BANCORP, INC.
- filed_at: 2026-04-20T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1436425/000162828026026028/0001628280-26-026028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1436425/000162828026026028/hbcp-20260420.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-026028
- JSON: https://secwatch.observer/filing/0001628280-26-026028.json
- Plain text: https://secwatch.observer/filing/0001628280-26-026028.txt

## Key facts
- Earnings Releases
  HOME BANCORP, INC. reported the first quarter of 2026 results: net income $11.4 million, EPS $1.45 per diluted common share.
  - Period: the first quarter of 2026
  - Net income: $11.4 million
  - EPS: $1.45 per diluted common share
  - Result: reported results
  source text: reported financial results for the first quarter of 2026. For the quarter, the Company reported net income of $11.4 million, or $1.45 per diluted common share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1436425/000162828026026028/0001628280-26-026028-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.