---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-026708"
form_type: "8-K"
ticker: "ACNB"
cik: "0000715579"
company_name: "ACNB CORP"
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:42:57.679119+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# ACNB Corporation Reports Q1 2026 Net Income of $13.7 Million, Up from Loss in Prior Year

## Summary
- Net income $13.7M ($1.32 diluted EPS) vs net loss $272K ($0.03 loss) in Q1 2025
- Return on average assets 1.71%, return on average equity 12.97% for Q1 2026
- FTE net interest margin improved to 4.46% from 4.07% a year ago
- Total loans $2.35B, up 0.8% from Dec 2025; non-performing loans ratio 0.41%
- Repurchased 73,972 shares at weighted avg price $47.54 during Q1 2026

## SEC filing metadata
- accession: 0001628280-26-026708
- form_type: 8-K
- ticker: ACNB
- cik: 0000715579
- company_name: ACNB CORP
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/715579/000162828026026708/0001628280-26-026708-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/715579/000162828026026708/acnb-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-026708
- JSON: https://secwatch.observer/filing/0001628280-26-026708.json
- Plain text: https://secwatch.observer/filing/0001628280-26-026708.txt

## Key facts
- Earnings Releases
  ACNB CORP reported three months ended March 31, 2026 results: revenue $32.5 million, net income $13.7 million, EPS $1.32.
  - Period: three months ended March 31, 2026
  - Revenue: $32.5 million
  - Net income: $13.7 million
  - EPS: $1.32
  - Result: reported results
  source text: risk management, and creating long-term value for our shareholders.” Net Interest Income and Margin Net interest income for the three months ended March 31, 2026 totaled $32.5 million, an increase of $5.4 million from the three months ended March 31, 2025 and a decrease of $336 thousand from the three months ended December 31, 2025. The FTE net interest margin
  evidence_url: https://www.sec.gov/Archives/edgar/data/715579/000162828026026708/0001628280-26-026708-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.