{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-026845","form_type":"8-K","ticker":"MYFW","cik":"0001327607","company_name":"First Western Financial Inc","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.141407+00:00","generated_at":"2026-05-15T04:28:16.481792+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Western Q1 net income $6.2M; EPS $0.63, up 85% QoQ; NIM expands to 2.81%","bullets":["Net income available to common shareholders $6.2M ($0.63 diluted EPS), up from $3.3M ($0.34) in Q4 2025.","Net interest margin expanded 10 bps to 2.81%; net interest income rose 1.5% to $20.9M.","Non-interest income up 9.8% to $6.7M; total deposits increased $95M to $2.84B.","Provision for credit losses was a $728K release vs a $915K charge in Q4 2025.","Efficiency ratio improved to 73.11% from 74.88% in Q4 2025 and 79.16% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-026845","json":"https://secwatch.observer/filing/0001628280-26-026845.json","markdown":"https://secwatch.observer/filing/0001628280-26-026845.md","text":"https://secwatch.observer/filing/0001628280-26-026845.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1327607/000162828026026845/0001628280-26-026845-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1327607/000162828026026845/myfw-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:28:16.481792+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a41cc102aa4c6eee101d9f31e376bbef09474e28","claim":"First Western Financial Inc reported first quarter ended March 31, 2026 results: net income $6.2 million, EPS $0.63 per diluted share.","evidence_excerpt":"Net income available to common shareholders of $6.2 million in Q1 2026, compared to $3.3 million in Q4 2025 • Diluted earnings per share of $0.63 in Q1 2026, compared to $0.34 in Q4 2025","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1327607/000162828026026845/0001628280-26-026845-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Net income","value":"$6.2 million"},{"label":"EPS","value":"$0.63 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}