---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-026845"
form_type: "8-K"
ticker: "MYFW"
cik: "0001327607"
company_name: "First Western Financial Inc"
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:28:16.481792+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# First Western Q1 net income $6.2M; EPS $0.63, up 85% QoQ; NIM expands to 2.81%

## Summary
- Net income available to common shareholders $6.2M ($0.63 diluted EPS), up from $3.3M ($0.34) in Q4 2025.
- Net interest margin expanded 10 bps to 2.81%; net interest income rose 1.5% to $20.9M.
- Non-interest income up 9.8% to $6.7M; total deposits increased $95M to $2.84B.
- Provision for credit losses was a $728K release vs a $915K charge in Q4 2025.
- Efficiency ratio improved to 73.11% from 74.88% in Q4 2025 and 79.16% a year ago.

## SEC filing metadata
- accession: 0001628280-26-026845
- form_type: 8-K
- ticker: MYFW
- cik: 0001327607
- company_name: First Western Financial Inc
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1327607/000162828026026845/0001628280-26-026845-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1327607/000162828026026845/myfw-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-026845
- JSON: https://secwatch.observer/filing/0001628280-26-026845.json
- Plain text: https://secwatch.observer/filing/0001628280-26-026845.txt

## Key facts
- Earnings Releases
  First Western Financial Inc reported first quarter ended March 31, 2026 results: net income $6.2 million, EPS $0.63 per diluted share.
  - Period: first quarter ended March 31, 2026
  - Net income: $6.2 million
  - EPS: $0.63 per diluted share
  - Result: reported results
  source text: Net income available to common shareholders of $6.2 million in Q1 2026, compared to $3.3 million in Q4 2025 • Diluted earnings per share of $0.63 in Q1 2026, compared to $0.34 in Q4 2025
  evidence_url: https://www.sec.gov/Archives/edgar/data/1327607/000162828026026845/0001628280-26-026845-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.