---
schema_version: "secwatch.filing_event.v1"
accession: "0001628280-26-026859"
form_type: "8-K"
ticker: "EBC"
cik: "0001810546"
company_name: "Eastern Bankshares, Inc."
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:36:13.695872+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eastern Bankshares Q1 operating EPS $0.40; dividend up 15% to $0.15; buyback $75.1M

## Summary
- Net income $65.3M ($0.29 diluted); operating net income $88.6M ($0.40 diluted) with ROATCE of 12.8%.
- NIM expanded 2 bps to 3.63%; net interest income up $7.2M to $244.7M.
- Wealth AUM record $9.8B; non-performing loans fell to 0.60% of total loans.
- Dividend increased 15% to $0.15/share; repurchased 3.9M shares for $75.1M.
- Loan balances down 0.8% to $23.4B; deposits down 1.4% to $25.1B due to seasonality.

## SEC filing metadata
- accession: 0001628280-26-026859
- form_type: 8-K
- ticker: EBC
- cik: 0001810546
- company_name: Eastern Bankshares, Inc.
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1810546/000162828026026859/0001628280-26-026859-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1810546/000162828026026859/ebc-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001628280-26-026859
- JSON: https://secwatch.observer/filing/0001628280-26-026859.json
- Plain text: https://secwatch.observer/filing/0001628280-26-026859.txt

## Key facts
- Earnings Releases
  Eastern Bankshares, Inc. reported the quarter ended March 31, 2026 results: net income Net income of $ 65.3 million, or $0.29 per diluted share, EPS $0.29 per diluted share.
  - Period: the quarter ended March 31, 2026
  - Net income: Net income of $ 65.3 million, or $0.29 per diluted share
  - EPS: $0.29 per diluted share
  - Result: reported results
  source text: 2026 EARNINGS RELEASE Document Exhibit 99.1 Eastern Bankshares, Inc. Reports First Quarter 2026 Financial Results Announces 15% Increase to Quarterly Dividend • Net income of $ 65.3 million, or $0.29 per diluted share, included non-operating merger-related costs; operating net income o f $ 88.6 million, or $0.40 per diluted share. • Return on average assets of 0.86%
  evidence_url: https://www.sec.gov/Archives/edgar/data/1810546/000162828026026859/0001628280-26-026859-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.