{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-026898","form_type":"8-K","ticker":"RMBI","cik":"0001767837","company_name":"Richmond Mutual Bancorporation, Inc.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.875121+00:00","generated_at":"2026-05-15T04:36:10.569198+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"RMBI Q1 net income $2.8M ($0.28), up 41% YoY; merger closing in Q2","bullets":["Net income $2.8M ($0.28 diluted EPS) vs $2.0M ($0.20) in Q1 2025, up 41% YoY.","Net interest margin expanded to 3.10% from 2.79% YoY; net interest income +11.6% YoY to $11.4M.","Proposed merger with Farmers Bancorp: exchange ratio 3.40 RMBI shares per Farmers share; shareholder meetings May 26-27; expected close Q2 2026.","Provision for credit losses $693k vs $409k in Q4; nonaccrual loans up $2.7M to $15.9M.","Book value per share $13.80 vs $13.88 at Dec 2025; equity to assets ratio 9.54%."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-026898","json":"https://secwatch.observer/filing/0001628280-26-026898.json","markdown":"https://secwatch.observer/filing/0001628280-26-026898.md","text":"https://secwatch.observer/filing/0001628280-26-026898.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1767837/000162828026026898/0001628280-26-026898-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1767837/000162828026026898/rmbi-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:36:10.569198+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a7aa103f708b82e352abba07178820bbcf4b5c71","claim":"Richmond Mutual Bancorporation, Inc. reported first quarter of 2026 results: net income $2.8 million, EPS $0.28 diluted earnings per share.","evidence_excerpt":"today reported net income of $2.8 million, or $0.28 diluted earnings per share, for the first quarter of 2026.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1767837/000162828026026898/0001628280-26-026898-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"$2.8 million"},{"label":"EPS","value":"$0.28 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}