Five Star Bancorp Q1 2026 net income $18.6M, EPS $0.87; loan growth 3.4% QoQ, dividend raised to $0.25

FIVE STAR BANCORP

2026-Q1 EPS reported $0.87

Net income $18.6M ($0.87 diluted EPS), up from $17.6M in Q4 2025 and $13.1M in Q1 2025.
Net interest margin improved to 3.70% (up 4bp QoQ, 25bp YoY); efficiency ratio 38.57% vs 42.58% a year ago.
Loans held for investment increased $138.5M (3.4% QoQ) to $4.21B; deposits up $268.3M (6.4%) to $4.47B.
Board declared $0.25/share quarterly dividend (up $0.05 from 2025); payable May 11 to holders of record May 4.
Nonperforming loans ratio fell to 0.07% from 0.08% at year-end; provision for credit losses $2.7M.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

FIVE STAR BANCORP reported the three months ended March 31, 2026 results: net income $18.6 million, EPS $0.87 per share.

Period: the three months ended March 31, 2026
Net income: $18.6 million
EPS: $0.87 per share
Result: reported results

Exact text from the filing

Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $18.6 million for the three months ended March 31, 2026

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Source: SEC EDGAR

accession 0001628280-26-027794

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