earnings
confidence high
sentiment neutral
materiality 0.50
Finward Bancorp reports Q1 net income $2.2M, EPS $0.52; NIM expands to 3.23%
Finward Bancorp
2026-Q1 EPS reported
$0.52
- Net income available to common stockholders $2.2M, diluted EPS $0.52 vs. $2.0M ($0.46) in Q4 2025.
- Net interest margin (tax-equivalent) 3.35%, up from 3.32% Q4, driven by lower funding costs.
- Deposits $1.72B, down $7.9M; core deposits stable at $1.2B. Non-performing loans $12.4M, up $1.2M.
- Commercial loan originations $37.4M in Q1, down from $45.8M Q4 due to seasonality.
- Planned closure of two branch locations early Q2 as part of efficiency efforts.