{"schema_version":"secwatch.filing_event.v1","accession":"0001628280-26-028583","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.950206+00:00","generated_at":"2026-05-15T01:29:15.889449+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Upbound Q1 revenue $1.22B (+3.7% YoY), non-GAAP EPS $1.08 vs $1.00; reaffirms FY guidance","bullets":["Consolidated revenue $1,219.7M, up 3.7% YoY; GAAP diluted EPS $0.61 vs $0.42; non-GAAP diluted EPS $1.08 vs $1.00.","Adjusted EBITDA $136.1M (+7.9% YoY); operating cash flow $170.7M; free cash flow $135.9M.","Acima revenue $648.7M (+1.8% YoY); lease charge-off rate improved to 8.8% (down 130 bps sequentially).","Brigit revenue up >40% YoY; paying subscribers 1.56M (+26.7% YoY); ARPU $14.41 (+11.9% YoY).","FY2026 guidance reaffirmed: revenue $4.70B–$4.95B, Adj. EBITDA $500M–$535M. Q2 guidance provided: revenue $1.1B–$1.2B, non-GAAP EPS $1.00–$1.10."],"urls":{"canonical":"https://secwatch.observer/filing/0001628280-26-028583","json":"https://secwatch.observer/filing/0001628280-26-028583.json","markdown":"https://secwatch.observer/filing/0001628280-26-028583.md","text":"https://secwatch.observer/filing/0001628280-26-028583.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000162828026028583/0001628280-26-028583-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000162828026028583/upbd-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:29:15.889449+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bf6a0a1ce0f340218e3af7e8718e1c1c7d08187b","claim":"UPBOUND GROUP, INC. reported the quarter ended March 31, 2026 results: revenue $1,219.7 million, net income $35.8 million, EPS $0.61. Guidance reaffirmed.","evidence_excerpt":"concluded Mr. Karam. Upbound Group, Inc. Earnings Release April 30, 2026 First Quarter 2026 Results & Key Metrics First Quarter Consolidated Results • Consolidated revenue of $1,219.7 million increased $43.4 million, or 3.7%, year-over-year. • GAAP operating profit of $77.4 million and non-GAAP operating profit1 of $115.9 million, compared to $62.6 million of GAAP","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/933036/000162828026028583/0001628280-26-028583-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Revenue","value":"$1,219.7 million"},{"label":"Net income","value":"$35.8 million"},{"label":"EPS","value":"$0.61"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}