secwatch.observer — SEC 8-K summary
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Issuer:     UPBOUND GROUP, INC. (UPBD)
CIK:        0000933036
Form:       8-K
Filed at:   2026-04-30T23:59:59+00:00
Accession:  0001628280-26-028583
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Upbound Q1 revenue $1.22B (+3.7% YoY), non-GAAP EPS $1.08 vs $1.00; reaffirms FY guidance
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- Consolidated revenue $1,219.7M, up 3.7% YoY; GAAP diluted EPS $0.61 vs $0.42; non-GAAP diluted EPS $1.08 vs $1.00.
- Adjusted EBITDA $136.1M (+7.9% YoY); operating cash flow $170.7M; free cash flow $135.9M.
- Acima revenue $648.7M (+1.8% YoY); lease charge-off rate improved to 8.8% (down 130 bps sequentially).
- Brigit revenue up >40% YoY; paying subscribers 1.56M (+26.7% YoY); ARPU $14.41 (+11.9% YoY).
- FY2026 guidance reaffirmed: revenue $4.70B–$4.95B, Adj. EBITDA $500M–$535M. Q2 guidance provided: revenue $1.1B–$1.2B, non-GAAP EPS $1.00–$1.10.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/933036/000162828026028583/0001628280-26-028583-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/933036/000162828026028583/upbd-20260430.htm
  HTML page:      https://secwatch.observer/filing/0001628280-26-028583

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer